How To Take Card Payments at Food Festivals

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How To Take Card Payments at a Food Festival

In an increasingly cashless society, being able to take take card payments at food festivals you attend is basically a business essential nowadays.  But with so many card payment providers out there it can be confusing to figure out which one is right for you.  Here’s two payment providers who are ideally suited to the needs of food festival sellers.

Why Take Card Payments at Food Festivals

Accepting card payments incurs costs so is it really worth it? Here’s why choosing to take card payments may be good for you and your customers:

  1. People now carry less cash and are being actively encouraged to do so by banks with them beginning to add charges to cash withdrawals.  Being able to accept card payments is an expectation by shoppers now and means you won’t miss out on a sale.
  2. Food fairs are full of impulse buyers but the last thing you want is for your buyer to walk away to go to a cash point.  It gives them time to think about the purchase and change their mind.
  3. Taking a card payment, especially using contactless, is super quick saving you the time of sorting out change with your customer and having to make sure you have enough cash to make change.
  4. No need to fill out cash takings forms to log your sales.  Todays payment processing automatically log your sales, which is ideal for tax time and some even have added stock management facilities included.

How To Take Card Payments at Food Festivals

If you’re a seller looking to take card payments at food festivals then here are two of the market leading options available.  Both options fundamentally work the same but the costs work out slightly differently.

To take card payments at food festivals you need to order a portable card reader which allows you to take card payment by chip & pin and contactless.  Once this arrives, download the relevant app for your phone, set up your business details (including bank account so you can receive payments) and pair the device with your mobile phone. You’ll then be ready to take payments!

The two popular UK card processing companies which best suit food festival sellers looking to get started quickly are Square and SumUp.  Here’s a comparison of the two:

Square Sumup
Reader cost £39 + VAT £29 + VAT **
Transaction fee for card payments 1.75% 1.69%
Virtual terminal processing Yes No
Invoice Payments Yes No
Transaction fee for other payments 2.50% n/a
Apple pay Yes Yes
Email/Text Receipts Yes Yes
Monthly charges None None
Stock management Yes No
Point of Sale System Yes Yes
Printed receipts (additional device required) Yes Yes
Funds transfer Daily 2 – 3 days
Ecommerce integration Yes No
Learn More Visit the Square website  Visit the SumUp website

** the Sumup card reader is reduced to £19 + VAT until the end of July 2018.  Click here to take advantage of the offer.

Square v Sumup

Both readers are proving popular in the UK right now.  SumUp is a great single device option if you are a small business looking just to collect credit card payments at a competitive price.  However if you are looking for a single system to integrate all your stock management, ecommerce payments and credit card collections then Square is a much more sophisticated offering.