How To Take Card Payments at Craft Fairs

In an increasingly cashless society, being able to take card payments at craft fairs is a business essential nowadays. 

But with so many card payment providers out there it can be confusing to figure out which one is right for you. 

Here are two payment providers who are ideally suited to the needs of craft fair sellers.

Why Take Card Payments at Craft Fairs

Choosing to take card payments incur costs so is it really worth it?

Here’s why choosing to take card payments may be good for you and your customers:

  1. People now carry less cash and are being actively encouraged to do so by banks with them beginning to add charges to cash withdrawals.  Being able to take card payments at craft fairs is an expectation by your customers and means you won’t miss out on a sale.
  2. Craft fairs are full of impulse buyers. The last thing you want is for your buyer to walk away to go to a cash point.  It gives them time to think about the purchase and change their mind. Offering them the ability to use contactless means you can
  3. Taking a card payment, especially contactless, is super quick.  It saves you the time of sorting out change with your customer and having to make sure you have enough cash with you.
  4. No need to fill out cash takings forms to log your sales.  Today’s payment processors automatically log your sales in their system. Ideal for tax time and some even have added stock management facilities included.

How To Take Card Payments at Craft Fairs

If you’re a seller looking to take card payments at craft fairs then here are two of market leading options available. 

Both options fundamentally work the same but the costs work out slightly differently.

To take card payments at craft fairs you need to order a portable card reader which allows you to take card payment by chip & pin and contactless. 

Once this arrives, download the relevant app for your phone, set up your business details (including bank account so you can receive payments) and pair the device with your mobile phone.

You’ll then be ready to take payments!

The two popular UK card processing companies which best suit craft fair sellers looking to get started quickly are Square and SumUp.  Here’s a comparison of the two:

Reader cost£39 + VAT£29 + VAT
Transaction fee for card payments1.75%1.69%
Apple payYesYes
Email/text receiptsYesYes
Monthly chargesNoneNone
Stock ManagementYesNo
Point of sale systemYesYes
Printed Receipts (additional device required)YesYes
Funds TransferDaily2-3 days
Ecommerce intergrationYesNo
Virtual terminal processingYesNo
Invoice PaymentsYesNo
Transaction fee for other payments2.5%n/a
Learn MoreVisit the Square WebsiteVisit the Sumup Website

Square v Sumup

Both readers are proving popular in the UK right now.  SumUp is a great single device option if you are a small business looking just to collect credit card payments at a competitive price.

But if you are looking for a single system to integrate all your stock management, ecommerce payments and credit card collections then Square is a much more sophisticated offering.

About Anita Forrest

Anita Forrest is a Chartered Accountant, spreadsheet geek and money nerd helping financial DIY-ers organise their money so they can hit their goals quicker.